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Getting started is simple! Just click the link below that corresponds with your personal needs. In a few short steps you can be approved!

PURCHASE

DEBT CONSOLIDATION

HOME EQUITY OR IMPROVEMENT

REFINANCE

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Purchase

Click here to apply on line.

Purchasing a home can sometimes seem overwhelming. That is why you need a skilled real estate professional who can work closley with your mortgage broker.  Finding a network of the two that work well together is rare indeed. Find a great team and make your experience fun, smooth, and hassle free.

Todd and Becky La Forest are such a team.  Take advantage of the great service and ability to make your relocation smooth.. Becky’s expertise in the real estate market is superior and Todd has been providing home loans for almost ten years. The communication level is at a higher level than most professional teams. Talking with them for just a few minutes this becomes evident. Call the numbers below and they would be happy to talk to you.

Having a pre-approval will enable your realtor to move swiftly once you have found your dream home. An offer to purchase accompanied with a pre-approved loan always takes priority. In this competitive market, it is crucial to have that edge.

We at SouthernNC.com have personally selected Realtors who are top notch in their field. In addition to smart negotiating skills, these professionals care about their clients. They have built their reputation on relationships. Click the RE/MAX balloon on the right for more information. Whether you are a seller or a buyer or both, you will find an agent for life at RE/MAX..

Interest rates are their lowest in forty one years. If you haven’t refinanced, NOW is the time to take advantage of this wonderful opportunity to save thousands of dollars. Lower your term, reduce debt, combine your first mortgage and line of credit. Apply now, its easy and you can receive a quote in less than twenty-four hours.

We believe that interest rates will climb in the coming year. If you have considered refinancing, there may not be a better time. Don’t let this opportunity pass you by.

Because of the low rates available, this may be the perfect time to consolidate debts. Especially if you are paying those astronomical interest rates associated with credit cards and other revolving charge accounts. If your credit is suffering  because you are struggling to keep bills from  falling further behind, we can help. We can save you hundreds of dollars each  month. That’s money in your pocket. Most consolidation loans can be done in as little as 10 days.  Apply now for your confidential Debt Consolidation Loan.

Home Equity or Home Improvement

There are literally hundreds of loan programs out there. Only a mortgage professional will be able to place you with the right program. Mortgage Brokers are better trained in these areas than most banks. Use these loans for home improvements or use your money for short term investing. Let a pro guide you. Apply now!!

**Special Alert**   As of February 1st 2003 Freddie Mac will make some crucial changes. They will not let you combine your first mortgage with your line of credit without qualifying for a cash-out loan. 70% of most people who apply do not qualify for this type of loan. In other words this will no longer be considered a rate and term refinance.

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